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	<title>Comments for Physician Entrepreneur</title>
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	<link>http://physicianentrepreneur.com</link>
	<description>Actionable News for Physicians</description>
	<lastBuildDate>Thu, 19 Aug 2010 14:47:54 -0400</lastBuildDate>
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		<title>Comment on Growing Dividends Do Not Lie by Denny Montoney</title>
		<link>http://physicianentrepreneur.com/?p=834&#038;cpage=1#comment-1088</link>
		<dc:creator>Denny Montoney</dc:creator>
		<pubDate>Thu, 19 Aug 2010 14:47:54 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=834#comment-1088</guid>
		<description>I just placed this article on facebook account. it is an interesting read for everyone.</description>
		<content:encoded><![CDATA[<p>I just placed this article on facebook account. it is an interesting read for everyone.</p>
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		<title>Comment on Tips to Market Your Business by Carson Merckling</title>
		<link>http://physicianentrepreneur.com/?p=448&#038;cpage=1#comment-1086</link>
		<dc:creator>Carson Merckling</dc:creator>
		<pubDate>Sat, 10 Jul 2010 01:03:13 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=448#comment-1086</guid>
		<description>This is such a fantastic resource you are offering and you give it away absolutely free. I like discovering blogs that understand the value of supplying a valuable resource for absolutely free. I honestly loved reading through your post ;) Thank you!</description>
		<content:encoded><![CDATA[<p>This is such a fantastic resource you are offering and you give it away absolutely free. I like discovering blogs that understand the value of supplying a valuable resource for absolutely free. I honestly loved reading through your post ;) Thank you!</p>
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		<title>Comment on How to Use the Phone More Effectively by Mike Friedman</title>
		<link>http://physicianentrepreneur.com/?p=762&#038;cpage=1#comment-1083</link>
		<dc:creator>Mike Friedman</dc:creator>
		<pubDate>Wed, 23 Jun 2010 03:55:05 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=762#comment-1083</guid>
		<description>These are great tips for using the phone more efficiently.  The part about writing down exactly what you want to cover before making the call really helps me focus on covering just what I want to talk about without forgetting the points I want to get across or forgetting to cover a question I need answered.</description>
		<content:encoded><![CDATA[<p>These are great tips for using the phone more efficiently.  The part about writing down exactly what you want to cover before making the call really helps me focus on covering just what I want to talk about without forgetting the points I want to get across or forgetting to cover a question I need answered.</p>
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		<title>Comment on Tracking Airline Flights by Marc Sanducci</title>
		<link>http://physicianentrepreneur.com/?p=776&#038;cpage=1#comment-1082</link>
		<dc:creator>Marc Sanducci</dc:creator>
		<pubDate>Wed, 23 Jun 2010 03:43:02 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=776#comment-1082</guid>
		<description>I entered my wife&#039;s flight info and was able to set up automatic alerts to let me know when it actually took off and landed.  When I was flying, I set up my own flight for tracking and got notified on my cell phone when the airline changed the gate for my flight and the airline didn&#039;t announce the change.  It saved me from missing my flight!  Thanks for letting me know about this flight tracking service!</description>
		<content:encoded><![CDATA[<p>I entered my wife&#8217;s flight info and was able to set up automatic alerts to let me know when it actually took off and landed.  When I was flying, I set up my own flight for tracking and got notified on my cell phone when the airline changed the gate for my flight and the airline didn&#8217;t announce the change.  It saved me from missing my flight!  Thanks for letting me know about this flight tracking service!</p>
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		<title>Comment on How to Get Paid On Time by Frank Bynum</title>
		<link>http://physicianentrepreneur.com/?p=797&#038;cpage=1#comment-1081</link>
		<dc:creator>Frank Bynum</dc:creator>
		<pubDate>Wed, 23 Jun 2010 03:29:25 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=797#comment-1081</guid>
		<description>Thanks for starting this series about getting paid on time - please add more articles with more details about credit and collection!</description>
		<content:encoded><![CDATA[<p>Thanks for starting this series about getting paid on time &#8211; please add more articles with more details about credit and collection!</p>
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		<title>Comment on How to Create Directed Buzz About Your Business by Derrik Oppermann</title>
		<link>http://physicianentrepreneur.com/?p=618&#038;cpage=1#comment-1080</link>
		<dc:creator>Derrik Oppermann</dc:creator>
		<pubDate>Wed, 09 Jun 2010 05:11:27 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=618#comment-1080</guid>
		<description>This exposes dishonesty in Australia which is practiced by one of the largest Australian law firms which also trains compliance, risk management and occupational health and safety. It is not necessarily as safe as people think Australia is due to this company training Qantas Airline staff how they should operate plus training police and other government staff. They do not practice what they preach.</description>
		<content:encoded><![CDATA[<p>This exposes dishonesty in Australia which is practiced by one of the largest Australian law firms which also trains compliance, risk management and occupational health and safety. It is not necessarily as safe as people think Australia is due to this company training Qantas Airline staff how they should operate plus training police and other government staff. They do not practice what they preach.</p>
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		<title>Comment on Motorola Backflip Android Phone Review and Video by Jack</title>
		<link>http://physicianentrepreneur.com/?p=725&#038;cpage=1#comment-1079</link>
		<dc:creator>Jack</dc:creator>
		<pubDate>Tue, 08 Jun 2010 19:43:53 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=725#comment-1079</guid>
		<description>it sucks At&amp;t only offers this droid, i want to upgrade just cant stand the design.</description>
		<content:encoded><![CDATA[<p>it sucks At&amp;t only offers this droid, i want to upgrade just cant stand the design.</p>
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		<title>Comment on Certificate of Public Need – Serving Public Interest or Stifling Competition by Ted</title>
		<link>http://physicianentrepreneur.com/?p=344&#038;cpage=1#comment-1076</link>
		<dc:creator>Ted</dc:creator>
		<pubDate>Wed, 19 May 2010 16:04:48 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=344#comment-1076</guid>
		<description>You post informative articles. Bookmarked !</description>
		<content:encoded><![CDATA[<p>You post informative articles. Bookmarked !</p>
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		<title>Comment on Apple Sues HTC Maker of Android by sena</title>
		<link>http://physicianentrepreneur.com/?p=692&#038;cpage=1#comment-1075</link>
		<dc:creator>sena</dc:creator>
		<pubDate>Thu, 06 May 2010 22:32:38 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=692#comment-1075</guid>
		<description>LOL APPle will sue everyone if they had the chance!!! they will most likely win, but much will not change!!</description>
		<content:encoded><![CDATA[<p>LOL APPle will sue everyone if they had the chance!!! they will most likely win, but much will not change!!</p>
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		<title>Comment on Creating Incentives and Recognizing Excellence in Your Employees by Monica</title>
		<link>http://physicianentrepreneur.com/?p=409&#038;cpage=1#comment-1074</link>
		<dc:creator>Monica</dc:creator>
		<pubDate>Thu, 29 Apr 2010 12:50:23 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=409#comment-1074</guid>
		<description>Just have bookmarked your site, and waiting for the next interesting post</description>
		<content:encoded><![CDATA[<p>Just have bookmarked your site, and waiting for the next interesting post</p>
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		<title>Comment on Is it time to Refinance your Mortgage by Marge</title>
		<link>http://physicianentrepreneur.com/?p=740&#038;cpage=1#comment-1073</link>
		<dc:creator>Marge</dc:creator>
		<pubDate>Thu, 15 Apr 2010 04:16:10 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=740#comment-1073</guid>
		<description>Thank you Dr DeJesus - this is a great way to see current mortgage rates and get a chart showing whether rates are trending up or down.</description>
		<content:encoded><![CDATA[<p>Thank you Dr DeJesus &#8211; this is a great way to see current mortgage rates and get a chart showing whether rates are trending up or down.</p>
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		<title>Comment on Motorola Backflip Android Phone Review and Video by G. Mantoa</title>
		<link>http://physicianentrepreneur.com/?p=725&#038;cpage=1#comment-1072</link>
		<dc:creator>G. Mantoa</dc:creator>
		<pubDate>Thu, 08 Apr 2010 04:03:10 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=725#comment-1072</guid>
		<description>Thanks - I think I&#039;ll stick with the T-Mobile Android phone until I see something better.</description>
		<content:encoded><![CDATA[<p>Thanks &#8211; I think I&#8217;ll stick with the T-Mobile Android phone until I see something better.</p>
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		<title>Comment on Physicians Can Check the National Practitioner Data Bank by concepciondancel</title>
		<link>http://physicianentrepreneur.com/?p=288&#038;cpage=1#comment-1071</link>
		<dc:creator>concepciondancel</dc:creator>
		<pubDate>Sat, 13 Mar 2010 22:42:29 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=288#comment-1071</guid>
		<description>Be sure to periodically self-query. Check for  malpractice claims and other negative information, and take action against any inaccurate entries.</description>
		<content:encoded><![CDATA[<p>Be sure to periodically self-query. Check for  malpractice claims and other negative information, and take action against any inaccurate entries.</p>
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		<title>Comment on Free Online Virus Scan and Virus Removal by Cathy Lamb</title>
		<link>http://physicianentrepreneur.com/?p=687&#038;cpage=1#comment-1068</link>
		<dc:creator>Cathy Lamb</dc:creator>
		<pubDate>Wed, 10 Mar 2010 04:49:06 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=687#comment-1068</guid>
		<description>If you have Norton Antivirus or McAfee&#039;s anti-virus software on your computer, you really should visit the free virus scanning and removal websites run by their competitors.  It IS EXACTLY like getting a second opinion - while all the virus protection companies will eventually be able to detect and remove all major viruses, they won&#039;t all have countermeasures for all viruses at the same time.  Checking your computer out at one of these sites will help catch what your installed antivirus software might have missed.  Don&#039;t go crazy - once every 2 weeks is more than enough for any normal user, unless you suspect that your computer is infected.</description>
		<content:encoded><![CDATA[<p>If you have Norton Antivirus or McAfee&#8217;s anti-virus software on your computer, you really should visit the free virus scanning and removal websites run by their competitors.  It IS EXACTLY like getting a second opinion &#8211; while all the virus protection companies will eventually be able to detect and remove all major viruses, they won&#8217;t all have countermeasures for all viruses at the same time.  Checking your computer out at one of these sites will help catch what your installed antivirus software might have missed.  Don&#8217;t go crazy &#8211; once every 2 weeks is more than enough for any normal user, unless you suspect that your computer is infected.</p>
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		<title>Comment on How is Cash Management Like Skinny Dipping by Frances Tyler</title>
		<link>http://physicianentrepreneur.com/?p=638&#038;cpage=1#comment-1067</link>
		<dc:creator>Frances Tyler</dc:creator>
		<pubDate>Wed, 10 Mar 2010 04:27:40 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=638#comment-1067</guid>
		<description>Cash flow planning is one of the most important things you can do to ensure your business survives!
You can be very profitable but unless you have the cash to pay your bills when they are due, your creditors will not be impressed - they want to be paid.  At least once a month, look at the prior month&#039;s payments that came in, bills that came due, and accounts receivable that are due you.  If collection of accounts receivable is your problem, you have a few options:
 - Re-examine your billing and collection policies and processes, and consider your staffing or outsourcing arrangements for these important aspects of your business.
 - Consider financing your accounts receivable.  There are a few ways to do this, including factoring or through an unsecured line of credit.</description>
		<content:encoded><![CDATA[<p>Cash flow planning is one of the most important things you can do to ensure your business survives!<br />
You can be very profitable but unless you have the cash to pay your bills when they are due, your creditors will not be impressed &#8211; they want to be paid.  At least once a month, look at the prior month&#8217;s payments that came in, bills that came due, and accounts receivable that are due you.  If collection of accounts receivable is your problem, you have a few options:<br />
 &#8211; Re-examine your billing and collection policies and processes, and consider your staffing or outsourcing arrangements for these important aspects of your business.<br />
 &#8211; Consider financing your accounts receivable.  There are a few ways to do this, including factoring or through an unsecured line of credit.</p>
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		<title>Comment on Berkshire Hathaway after the Stock Split by Thomas Reynor</title>
		<link>http://physicianentrepreneur.com/?p=664&#038;cpage=1#comment-1066</link>
		<dc:creator>Thomas Reynor</dc:creator>
		<pubDate>Tue, 09 Mar 2010 04:16:36 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=664#comment-1066</guid>
		<description>Berkshire Hathaway&#039;s primary investments are in some of the most solid names in American business.  Sure, some of them will take their lumps from time to time, but are more likely to go the distance than other companies.  

Don&#039;t expect this company to give you the kind of quick profits that some high-tech startup might provide, but then again you aren&#039;t going to be subject to the major losses they can cause when the market turns against them.  It&#039;s a cornerstone holding that, for the past 2 years, has slightly outperformed the S&amp;P500, and which, over the past 3 years, is up 15% while the S&amp;P500 is down about 15%.  Now let&#039;s assume that you bought an S&amp;P500 index fund 3 years ago - on top of your 15% loss, you would have had &quot;management&quot; fees deducted that would shave another .5 to 4.5% from your investment.

Dr. DeJesus Replies:
Thanks for sharing these points about Berkshire.  The 3-year comparison with the S&amp;P index is compelling.  </description>
		<content:encoded><![CDATA[<p>Berkshire Hathaway&#8217;s primary investments are in some of the most solid names in American business.  Sure, some of them will take their lumps from time to time, but are more likely to go the distance than other companies.  </p>
<p>Don&#8217;t expect this company to give you the kind of quick profits that some high-tech startup might provide, but then again you aren&#8217;t going to be subject to the major losses they can cause when the market turns against them.  It&#8217;s a cornerstone holding that, for the past 2 years, has slightly outperformed the S&amp;P500, and which, over the past 3 years, is up 15% while the S&amp;P500 is down about 15%.  Now let&#8217;s assume that you bought an S&amp;P500 index fund 3 years ago &#8211; on top of your 15% loss, you would have had &#8220;management&#8221; fees deducted that would shave another .5 to 4.5% from your investment.</p>
<p>Dr. DeJesus Replies:<br />
Thanks for sharing these points about Berkshire.  The 3-year comparison with the S&#038;P index is compelling.</p>
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		<title>Comment on New Credit Card Rules Take Effect by Frank T</title>
		<link>http://physicianentrepreneur.com/?p=712&#038;cpage=1#comment-1065</link>
		<dc:creator>Frank T</dc:creator>
		<pubDate>Tue, 09 Mar 2010 02:45:04 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=712#comment-1065</guid>
		<description>The new rules are a good start but the credit card issuers were given the better part of a year to tighten the screws on anyone who was been working on paying off their balance.  

There is a provision where if you have a fixed rate now, then if the credit card company raises your rate, the new rate can&#039;t be applied to your old balance.  Many of the bigger credit card issuers handled this by converting everyone to a floating rate before the new law took effect.  

It&#039;s unfortunate that the credit card companies feel that they are having a hard time when they can raise money at less than 2% and lend it out to you at 15 to 30%.  Perhaps fewer borrowers would have difficulty paying down their balances if rates were under 15%.

Lenders managed to circumvent state usery laws by forum shopping and moving to states like South Dakota, and successfully lobbied to lock in more people to high penalty rates with the new bankruptcy law.  At some point there will be a grass-roots backlash against this, which the credit card companies will not be able to thwart through their lobbying efforts.</description>
		<content:encoded><![CDATA[<p>The new rules are a good start but the credit card issuers were given the better part of a year to tighten the screws on anyone who was been working on paying off their balance.  </p>
<p>There is a provision where if you have a fixed rate now, then if the credit card company raises your rate, the new rate can&#8217;t be applied to your old balance.  Many of the bigger credit card issuers handled this by converting everyone to a floating rate before the new law took effect.  </p>
<p>It&#8217;s unfortunate that the credit card companies feel that they are having a hard time when they can raise money at less than 2% and lend it out to you at 15 to 30%.  Perhaps fewer borrowers would have difficulty paying down their balances if rates were under 15%.</p>
<p>Lenders managed to circumvent state usery laws by forum shopping and moving to states like South Dakota, and successfully lobbied to lock in more people to high penalty rates with the new bankruptcy law.  At some point there will be a grass-roots backlash against this, which the credit card companies will not be able to thwart through their lobbying efforts.</p>
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		<title>Comment on Auto Financing Strategies by Gwen Sandor</title>
		<link>http://physicianentrepreneur.com/?p=701&#038;cpage=1#comment-1061</link>
		<dc:creator>Gwen Sandor</dc:creator>
		<pubDate>Sat, 06 Mar 2010 07:29:35 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=701#comment-1061</guid>
		<description>The advice about having your accountant weigh the after-tax cost of leasing vs. a purchase is wise.  Unless you have the time and expertise to evaluate all the depreciation options and calculate the net after-tax cost for each option, you can and should expect your accountant to be able to do it for you and present the alternatives along with the reasons for their recommendation.  An accountant is supposed to be more than a tax preparer and should be able to present this kind of analysis and advice to help you make smarter personal and business decisions.</description>
		<content:encoded><![CDATA[<p>The advice about having your accountant weigh the after-tax cost of leasing vs. a purchase is wise.  Unless you have the time and expertise to evaluate all the depreciation options and calculate the net after-tax cost for each option, you can and should expect your accountant to be able to do it for you and present the alternatives along with the reasons for their recommendation.  An accountant is supposed to be more than a tax preparer and should be able to present this kind of analysis and advice to help you make smarter personal and business decisions.</p>
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		<title>Comment on Free Online Virus Scan and Virus Removal by Spotty Dog Computer Services &#124; What does the future hold?</title>
		<link>http://physicianentrepreneur.com/?p=687&#038;cpage=1#comment-1060</link>
		<dc:creator>Spotty Dog Computer Services &#124; What does the future hold?</dc:creator>
		<pubDate>Tue, 02 Mar 2010 21:19:57 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=687#comment-1060</guid>
		<description>[...] Free Online Virus Scan and Virus Removal &#8211; Physician Entrepreneur [...]</description>
		<content:encoded><![CDATA[<p>[...] Free Online Virus Scan and Virus Removal &#8211; Physician Entrepreneur [...]</p>
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		<title>Comment on Free Online Virus Scan and Virus Removal by Microsoft's Whitelist Helps Hackers &#124; Antivirus News &#124; Hide Your IP Address</title>
		<link>http://physicianentrepreneur.com/?p=687&#038;cpage=1#comment-1059</link>
		<dc:creator>Microsoft's Whitelist Helps Hackers &#124; Antivirus News &#124; Hide Your IP Address</dc:creator>
		<pubDate>Tue, 02 Mar 2010 08:02:16 +0000</pubDate>
		<guid isPermaLink="false">http://physicianentrepreneur.com/?p=687#comment-1059</guid>
		<description>[...] Free Online Virus Scan and Virus Removal &#8211; Physician Entrepreneur [...]</description>
		<content:encoded><![CDATA[<p>[...] Free Online Virus Scan and Virus Removal &#8211; Physician Entrepreneur [...]</p>
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